'Oregon Life and Health Insurance Practice Exam 2025 – Your All-in-One Guide to Exam Success!'

Producers in Oregon are required to complete a total of 24 hours of continuing education for each license renewal period to remain compliant with licensing regulations. This educational requirement ensures that insurance producers stay updated on industry trends, regulatory changes, and best practices.

Among these 24 hours, there is a specific requirement to include 3 hours focused on ethics and another 3 hours dedicated to Oregon state laws. This emphasis on ethics education is crucial as it helps producers navigate the moral and legal obligations they have towards clients, thereby promoting higher standards of professionalism within the industry. Additionally, the state laws component ensures that producers are well-versed in the specific regulations governing insurance practices in Oregon, which can vary significantly from those in other states.

In summary, the correct answer highlights both the total hours needed for continuing education and the specific requirements within that total, reflecting the state's commitment to maintaining industry integrity and consumer protection.